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Just a few meters down is the entire commercial area of the region along with. Villa in Pilar de la Horadada. It consists of 2-bedroom bungalows with 2 bathrooms for the ground floor model, which has a front and rear terrace; and 3 bedrooms with 2 bathrooms, for the top floor, which also has a private solarium.
All homes have a parking area, kitchen furnished and equipped with appliances, lighting and underfloor heating in bathrooms. In addition the residential has a communal swimming pool. Pilar de la Horadada is located in the south of the province of Alicante, on the Costa Blanca. The town stands out for its strategic location, being located less than 2 km from the beach. The area has all kinds of amenities shops, restaurants, schools, pharmacies, etc.
Do you want to know more? Ask us! Finestrat Hills is an exclusive residential consisting of 11 detached 3 bedroom villas with 3 bathrooms.
The villas are distributed on the main floor with a large bedroom with dressing room, bathroom and a spacious and bright living room with integrated kitchen, and views of the garden, which has a private swimming pool. The first floor has two bedrooms, both with en suite bathrooms, and access to the terrace. They also have a basement of 94 meters, with access for car and laundry. Do you want to know more about the area?
Halfway between sea and mountain, we find one of the most exclusive residential areas of Northern the Costa Blanca. An environment dotted with villas and luxury residential areas, to enjoy exceptional skyline of Benidorm. The leisure. Villa in San Miguel de Salinas. Green Golf are 4 luxury villas located within the Las Colinas Golf course, which has two models to choose from:The Eliseo model, with 3 bedrooms with 3 bathrooms and toilet, main house on one floor, basement of more than meters and solarium of more than meters.
And the Oasis model, also on one floor, with 4 bedrooms, 2 bathrooms and toilet, and basement of almost meters. Both models have an excellent memory of qualities that includes, among others, aluminum carpentry with electric shutters, aerothermal, kitchen furniture with Siemens appliances, air conditioning, underfloor heating throughout the house, LED lighting, home automation or charging point for electric vehicle in the garage.
In addition, these fantastic villas have plots of more than meters, with Japanese garden, lawn, automatic irrigation, gazebo with pergola and barbecue, and salt water swimming pool. Villa in Santiago de la Ribera, San Javier.
La Pinada is a residential with modern lines, which has 3-bedroom bungalows with 3 bathrooms, and is located in San Blas, Santaigo de la Ribera, 1 km from the sea. All homes have a parking area. In addition, the residential has a communal swimming pool. With 4 km of beaches, enjoy the warm waters of the Mar Menor, which attract crowds of tourists every year in search of relaxation and leisure.
Its excellent situation makes easy to get to Cartagena, Murcia and Orihuela Costa. San Javier airport is only 20 minutes away. It has a wide range of hotels and restaurants, and a very rich local gastronomy. Do you want more information? Call us! Villa in San Pedro del Pinatar. Although traditionally it has been considered a touristic area, more and more pleople are moving here, attracted by the pleasant winter weather. Among its beaches include La Puntica or Los Barros.
In addition, it has an excellent location, just. Villa in Los Montesinos. Aroma III is a set of 16 detached villas with 2 and 3 bedrooms depending on the model. The residential is located in La Herrada, Los Montesinos, and will allow you to choose between 3 models of villas on one or two floors. All include appliances, ducted air conditioning, swimming pool, solar panel and PVC windows, among others. In addition, in one of the models you have a basement option, and in all of them, a solarium option.
Los Montesinos is a town located in the south of the province of Alicante. It houses a large number of services such as restaurants, shops, pharmacies, schools and institutes, among others. The area has excellent connections to the N and AP-7, which will allow you to easily reach Alicante, Elche, or the beaches of Guardamar and Torrevieja. A few minutes from Los Montesinos, in a northerly direction, is La Herrada urbanization, a quiet residential area in which homes of one and two heights predominate.
La Herrada has a shopping center with a supermarket and. The villas have plots from meters, with private swimming pool, and are delivered with PVC windows with electric shutters, underfloor heating in bathrooms, fitted kitchen, air conditioning, interior and exterior lighting, etc. Also, if you need extra space, there is a solarium and basement option. Its excellent access allows you to reach Alicante airport in just 20 minutes, or enjoy the beaches of Guardamar or Torrevieja in 15 minutes.
Contact us to visit them! Santa Eulalia is a complex formed by only 3 independent villas of modern style, located in Santiago de la Ribera, just 1 km from the beach. The villas have 3 bedrooms and 3 bathrooms, and are distributed over two floors plus solarium option. They are delivered with appliances, aerothermal, bathroom furniture, lighting, and garden with swimming pool. In addition there are numerous options for personalization of housing. Do you want more.
Villa in Torrevieja. Villas La Torreta will allow you to enjoy a modern 3 bedroom villa, built on plots of meters, which is located in the urbanization of Torreta Florida, in Torrevieja, just over 1 km from the beach.
The villas are distributed on three floors ground floor, first and basement plus solarium, and have a choice of 4 bedrooms. You should be aware that those who do this are now required to apply for a licence to take lettings bookings — and these are not always approved. Get your lawyer to check with the local town hall about any policies on letting to tourists. In Barcelona, for example, the Generalitat city council is now able to oversee all tourist letting, and is attempting to crack down on illegal ones following complaints by locals about noisy tourists.
As a rule, the further inland you live, the quieter your surroundings and usually the cheaper the property. Wooded cliffs lead down to pretty bays. Around each headland is another gorgeous view and a road leading down through the pines to a classy village with a sandy beach and maybe a marina. The Costa Brava is cool, classy and cultural. The weather is perfect for summers but chillier than the more southerly costas in winter.
Alternative lifestyles are celebrated in resorts like Sitges. The hinterland is beautiful too, with vineyards in the foothills of the mountains. Learn more about the cheapest places to buy property in Spain. Although largely ignored by British house-hunters, it is at least as beautiful as the northern Costa Blanca that borders it. It also has the city of Valencia, with its dramatic modern architecture and a rich cultural life.
The food is pretty good too — Valencia is generally credited as the home of paella. Houses are affordable and you avoid the British expats who tend to stop at Denia, a little further south. The sun beats down for days of the year on both the residential apartments of Benidorm and Torrevieja, and the inland villages.
Alicante airport has flights from every corner of the UK, all year. Drive north from the airport and, after skirting the tower blocks of Benidorm shimmering in the heat haze, the countryside is greener, with pine forests and palm trees.
They are still traditional Spanish towns that have thriving and fun expat communities too, being far enough from the airport to turn off the long-weekenders and appealing more to permanent residents and retirees.
South of Alicante, the weather is warmer and the countryside is flatter. The beaches are pristine, property developments have been kept low-rise and there is highly accessible local entertainment for every age group, from golf courses to water parks. Torrevieja and Orihuela continue to attract large numbers of British property buyers. We think the Costa Blanca is one of the best places for a Spanish holiday home.
With year-round flights and year-round warmth, this long stretch of coast is holiday-home heaven. It has a lively expat community of whom the British are the largest group. Cartagena has a thriving economy based on ship-building, but the authorities are promoting the port as a major tourist attraction with bars and restaurants on the quayside.
La Manga and Mar Menor are some of the best places to buy property in Spain. This thin stretch of land, 24km long, is packed with apartment blocks and superb amenities including marinas, supermarkets, sailing schools, leisure centres, shops, bars and restaurants.
Within the local area there are, however, some delightful villages which are off the tourist track and retain their own traditional lifestyle, bars and restaurants. These are becoming increasingly popular with British buyers too, looking for authenticity and affordability more than spa and beauty treatments on the doorstep as in La Manga.
Vera is famous for naturism, Almanzora for cave homes. There are still resorts though, including the Desert Springs golf resort, where Ian Botham and Daley Thompson have been homeowners.
There are lively British expat communities in Mojacar in particular. The quality of the beaches goes without saying, but the seaside fun includes every family-friendly entertainment you can imagine, great shopping opportunities, Michelin-starred restaurants, championship golf courses, marinas and spas — everything for the well-heeled him and her. The quality of the beaches goes without saying, but the seaside fun includes every family-friendly entertainment you can imagine, great shopping opportunities, Michelin-starred restaurants, championship golf courses, marinas and spas.
The stretch of coast that leads from Gibraltar up to the Portuguese border is known for wide, empty beaches, full of windsurfers in summer but empty in winter. Property is more affordable than in the neighbouring Costa del Sol and Portuguese Algarve, despite it being unspoilt by development. This makes it one of the best places to buy in Spain.
Seville is famous for its Feria de Abril, sherry drunk dry and ice cold , tapas and its Moorish feel. The art, culture, food and wine is a rich combination of North Africa and Spain, with a distinct taste of the exotic in cities like Cadiz. The eastern Costa de la Luz is famous for windsurfing and the party lifestyle that windsurfers love so much. The beautiful seaside city of Cadiz is here too. Inland are historic towns like Jerez and Medina Sidonia.
Each has its own culture and character. Each high street is individual, each residential district has its own particular idiosyncrasies. While most British people head for the beaches in Spain when looking for property, others might want to move to a city where jobs are available and where life is busier. Spain is fortunate in that it has some wonderful cities, offering good communications, excellent choice of schools and plenty of culture, attracting people from all over the globe.
If you do come to Spain to work or look for work , renting may be the best option here, at least until you have learned about the area and had time to look around for a property to buy. However, rentals are quite expensive in the main centres of Madrid and Barcelona. Madrid has a lot to offer in every respect. It is an elegant city with plenty of green spaces, a first-class metro and bus service, an international airport and wonderful museums and art galleries.
It also has a great music scene offering everything from classical concerts to late-night jazz. Every nationality is represented in this cosmopolitan city, as demonstrated by the wide variety of restaurants and food available, not just in the city centre but also in residential districts.
There are several British schools in the city as well as international ones, and they offer education to children of all ages. The climate is typical of inland locations: cold in winter, very hot in summer. However, with global warming, Madrid has seen some milder winters of late. The summer heat tends to be dry which makes it more comfortable. Barcelona, the capital city of Catalonia, saw a regeneration in when it hosted the Olympics.
A modern, vibrant city by the sea, Barcelona has a huge port capable of welcoming the largest cruise ships and container ships afloat. There are also several pleasant beaches on which to relax. It is probably even more cosmopolitan than Madrid and its residential districts are leafy and comfortable. Transport connections are excellent and the metro is very efficient.
El Prat airport has two terminals and direct flights to every corner of the world. There are cycle lanes and wide boulevards as in Madrid and life here is very enjoyable.
There is also a strong work ethic. The Mediterranean climate is pleasant, with mild winters and hot summers which can be quite humid. There is a lot on offer culturally too, with some of the biggest names in the entertainment industry making regular visits to the huge Palau Sant Jordi arena. The third city of Spain, Valencia, lies a few kilometres from the sea and also has a large port area as well as a lovely promenade lined with bars and restaurants.
The city centre seems quite small, although very pretty. Following a disastrous flood in when the river Turia which flowed through the city burst its banks, the riverbed was drained and rerouted. Eventually, the citizens demanded it be turned into a park for the residents, rather than a construction site.
Today there are 14km of glorious parkland to be enjoyed with various locations dedicated to relaxation and sport.
The historic centre is a maze of streets and little squares, the largest being the magnificent Plaza de la Virgen at the top of which is the wonderful cathedral.
A city of food, there are tapas bars to suit every taste, good restaurants and two specialities — Paella a la Valenciana and Agua de Valencia. The latter is made from fresh orange juice, cava and a dash of vodka or gin.
Valencia has to be one of the most relaxed places to live in Spain. Property here is cheaper than in Madrid or Barcelona but there are some upmarket districts overlooking the river park. As with the two larger cities, there are British and international schools. The climate is typically Mediterranean with mild winters, warm springs and long, hot summers. The historic centre is condensed into a small area and is an absolute delight, renowned for its tapas bars and restaurants.
The outlying residential districts are pleasant, with few high-rise buildings, plenty of greenery and lovely views. With regard to work opportunities , transport and logistics is an expanding sector here but traditionally the city caters to tourism, construction and technology businesses.
The city of Zaragoza, in the province of Aragon, is often overlooked by British property buyers. This is a pity as it is a delightful place to live.
It is the fifth largest city in Spain and much of the centre is pedestrianised, allowing residents to enjoy it without having to dodge traffic.
It is an inland city and as such has very hot and dry summers, while winters tend to be cold. It is also a windy place but the comfortable way of life here more than compensates for that. There is a lot of industry on the outskirts, which offers employment, and its central location means very good communications to Madrid — 90 minutes on the AVE fast-speed train and a similar amount of time to Barcelona.
Inside the city, the bus service is frequent and cheap, and Zaragoza airport serves several Spanish destinations. The people here are particularly friendly. El Tubo is one of the best tapas bar areas in Spain and Zaragoza boasts two fabulous cathedrals in the same square, Plaza del Pilar. Pilar is the patron saint of the city. Property here is comparatively inexpensive, around half the price of other large cities. Many would-be expats are attracted to the pretty inland towns and villages that are surrounded by vineyards and steeped in history.
You will still find urbanisations in the country areas, but it is more likely that you will come across typical village houses, either of natural stone or, as in Andalucia, painted white. Village properties are generally cheaper than the bigger towns unless it is a village which particularly attracts tourists such as Mijas, Andalucia or Pals, Catalunya , but they are more likely to need some if not total renovation, and the running and maintenance costs may be quite high.
These properties are nevertheless popular, especially when the village offers a bar or two, shops, chemist, etc. Skiing and winter sports are widely practised here, as is hiking and bird-watching in the summer months. The mountain ranges of the Pyrenees, the Cordillera Cantabrica, Sistema Central, Sierra Morena, and the Cordillera Subbetica all offer attractive properties, many with a rental income.
Homes in the better known and smarter resorts are inevitably more expensive, but there are numerous little towns and villages offering good value for money. Although the economy has been steadily climbing upwards for a number of years now, property is extremely affordable.
If you know where to look, you can find homes thousands of euros below the average property price. Keep reading to discover where to find the cheapest homes in Spain. This is a huge beach completely free of development, due to its location in the Cabo de Gato Natural Park. Did you know that you can ski in Andalusia?
The Sierra Alhamilla is just an hour away, with plenty of unspoilt hiking trails. And all this with some of the cheapest homes in Spain! Although the surrounding area is mainly rural, access is simple. The Eix Comercial, below the Old Cathedral, is the main shopping street. This is a mainly Catalan-speaking area. Essentially everyone is bilingual in Spanish, but locals really appreciate it when expats try out a few phrases in Catalan too. Torrevieja lies on the Costa Blanca , with fantastic beaches within easy reach.
Its location between the sea and two salt lakes gives it a particularly healthy climate. The Playa de la Cura and Playa de los Locos are popular beaches and districts for expats. The region lies to the south of the might Ebro River. It has produced wine since Roman times — and this is still the main industry. There are lots of reasons why people want a second home in Spain. Its fantastic climate for a start, which allows for a wonderful lifestyle.
Throw in convenient access from the UK, affordable property, world-class cities and 5,kms of pristine coastline, and it seems a no-brainer. Join us as we explore some of the best places to buy a holiday home in Spain.
The Costa del Sol is extremely popular with British buyers, meaning English is widely spoken. So where should you look for your holiday home around here? Prices for larger properties are comparatively high but you can find two-bed apartments for a reasonable price depending on location. Torremolinos is a resort town with plenty of apartment buildings and, if you are not worried about a sea view, you can find nice flats for sensible prices.
Estepona is another town which is sought-after for holiday homes, as is La Duquesa to the west of Marbella. Lying to the north of the Costa del Sol is the Costa Blanca, another extremely popular holiday home destination. The weather is also warm and sunny most of the year, but property prices tend to be less expensive than on the Costa del Sol.
There are 18 golf courses in the area to choose from and property ranges from rural fincas to resort apartments. The south is very warm and dry with great beaches on the fairly flat terrain.
As you travel north, you will see a changing landscape as mountains start to appear and it becomes much greener. The beaches are made up of little coves with cliffs and are quite rocky. The south is closer to Alicante and Murcia airports making accessing your holiday home a breeze. The north is very pretty and more peaceful, but property prices are considerably higher. South of Benidorm is where to look for excellent beaches and seaside resorts. To the north are typical seaside villages lining the green hillsides and if you venture further inland you will find vineyards and orange groves.
Torrevieja in the south is one of the best-known resort towns, offering everything you would want for a holiday home destination by the sea. Other destinations popular with British buyers include Alicante and La Manga, the narrow promontory separating the Mediterranean from the Mar Menor. These all have large expat communities, and English is widely spoken.
Teulada-Moraira are two towns in one and would be a good choice for people seeking a traditional setting. As would Altea, despite its close proximity to Benidorm. The Balearic Islands each have their own beauty and identity. The best known and largest island is Mallorca or Majorca where many celebrities have their holiday homes. The sheer beauty of this island with its mountains, coves, stunning coastline and marinas is what lures them and countless others.
It is an expensive island though, so if you are thinking of buying your holiday home here you will probably need a bigger budget than on the mainland costas. The north of the island is the most exclusive. The winters are not as mild as in the south and so many restaurants and businesses close, but you will always find some places open. The port offers sandy beaches and golf courses and is a busy place with plenty going on.
Most of the property is new and modern. In the south-west is Andratx, which has a small but pretty port and a yacht club. This as a typically Mallorcan town, so not as busy as others on the island. The people of Mallorca speak Mallorquin, similar to Catalan, though on the coast most people speak Spanish and English too. Take a look at our advice on language in Spain.
A much smaller and quieter island, Menorca is the ideal place for peaceful holidays. It has encouraged sustainable tourism for years and the gentle terrain makes it perfect for hiking and cycling. There are some wonderful unspoilt beaches, such as Marcarella Cove, which has very fine sand and an aquamarine sea.
It is also home to a quaint old town. The British and Spanish are the main buyers but recently the French have discovered its charms. Flights to the island are plentiful from Easter to October, but are reduced to one a week during the winter months. Head into the hills and there are pretty villages and upmarket homes.
The southern part is home to Tossa de Mar and Lloret de Mar, both popular holiday spots. Of the two, Tossa is undoubtedly the more attractive. The further north you head, the coastline changes to rocky inlets and small coves. Almost halfway up is the town of Sant Feliu de Guixols, a very Catalan seaside spot popular with families. It has two pretty beaches, a small rambla, plenty of bars, all types of restaurants, a pretty pedestrian-free centre and a permanent British community.
These, together with the hilltop town of Begur, are the jewels of this coastline — small seaside fishing villages with an authentic feel. This part of the Costa Brava is quite pricey for obvious reasons but the views from the rocky cliffs are stunning. While the British property market struggles, prices in Spain continue to rise. If you are looking to invest in Spain in the near future, come to the next Your Overseas Home event. There will be legal and currency specialists, plus gorgeous Spanish homes for sale.
You might also be interested in our guide to renting out property in Spain. Property prices in Catalonia have fallen recently, perhaps due to the push for independence. Barcelona still commands high prices, but even here there are bargains to be found and, if you are considering buying to invest, Barcelona is still amongst the top cities in Spain.
The Catalan coast is always popular with Spanish people and overseas buyers. Until now, these cities have not seen the increase in prices experienced in Madrid and Barcelona but are seen, nonetheless, as having great potential.
Seville was named the best European city to visit in by Lonely Planet, which can only boost property sales. It continues to appeal to a large variety of purchasers and renters.
San Sebastian is another city worth considering. It is one of the most expensive cities in Spain as far as the cost of living goes, but has a flourishing restaurant and tourist sector and people are always seeking affordable accommodation. A small apartment here could be an excellent investment. Tenerife saw price increases in and this trend should continue. Tourism on the island has been growing for many years and returns on rental property here are high.
Beware though, if you intend to rent out your property to tourists you must ensure that it lies within a community which permits you to do so. It is a traditional Spanish city with a long and interesting history, a very pretty old town, a port and lots of culture on offer. Spain really does offer something for everyone.
Whatever style appeals to you, you will find it here. You can find apartments , townhouses , villas , masias, fincas, cortijos , white villages , cave homes , park homes …. Those looking for a project could even buy land in Spain. Most Spanish people live in apartments too, gardens being less important in this frequently parched country.
The positives of apartments include affordability, ease of use and amazing views. They are a lock-up-and-leave option, with no gardens to water or pools to clean. Communal areas will be looked after — although do check the management fees — and that can even include swimming pools, gyms, club houses or even a golf course. New property developments are now required to have energy-efficient heating and insulation, especially with regards to soundproofing a real problem in the past.
You may have to pay extra for parking, and apartments with a sea view command higher prices, of course. However, you may find one overlooking a park or other green space at a more competitive price. Some apartment blocks have shared swimming pools and gardens. Some cities will have elegant apartments from around the turn of the 20th century too: light and airy, with high ceilings, double doors and attractive plasterwork.
On the other hand, they may not have a lift or parking. A townhouse will tend to be a terraced property in a town or on an urbanisation.
Some are very spacious while others may feel cramped. The gardens are usually quite small but there are often communal gardens to be enjoyed and a swimming pool or two, depending on the size of the development. Different nationalities tend to buy in the same area, so you could find a townhouse near to other British people.
For developments that are occupied all year, there is often a good sense of community and the properties are easy to maintain. Perfect for people who buy holiday homes and who are only in Spain part of the year. There will be service charges to pay which go toward the upkeep of the pool, gardens and communal areas. Most villas have a minimum of three bedrooms and two bathrooms shower room , and for this reason are the most expensive property option.
Villas built on hillsides with sea views will cost more than those with mountain or town views — the same goes for townhouses and apartments. You will find that property plots have been getting smaller in general, so an older villa could offer you much more land. If you feel the cold, make sure your villa or townhouse or apartment has central heating. The Spanish seem to have lots of words for farmhouse! These imposing country properties can command high prices.
Masias are large stone properties which belonged originally to a local dignitary. They are spacious and usually have a substantial amount of land around them. If you are thinking of running your own business, a masia could provide all that you need. Fincas and cortijos are farmhouses, some dating back centuries.
These used to be small estates and today are sought after by people looking for a tranquil rural existence. Despite being in the countryside, some are not all that far from the sea and these command higher prices than truly rural properties. Usually there are several outbuildings, which many international buyers have found a use for. Gleaming on many an Andalusian hillside, these picture-perfect villages have stone houses painted bright white, often brightly coloured doors and window shutters and with bougainvillea pouring from balconies.
They do have excellent rental appeal though. They also offer a community, and a warm welcome to international buyers. Indeed, in many parts of rural and north-west Spain , they still are. The influx of overseas buyers has led to revived village traditions, reopened schools and new wealth. They may not look like a cave from the outside.
Most look like normal villas but extend into the hillside. These areas are easy to reach all year and with easy access to both mountains in ski season and beach in the summer season. The British journalist Mathew Parris owns cave house in Andalusia. Here there are whole suburbs of cave houses. Few are natural: most are chiselled into soft conglomerate rock or hard clay, and whitewashed within.
You will usually be warmed by the welcome from your fellow park residents too. Many park estates offer vibrant and friendly communities, with facilities such as clubhouses, swimming pools and even golf courses. Do beware the yearly service charges and ground rent however, as these can be higher than in a bricks and mortar home.
The great disadvantage is that, unlike bricks and mortar, your park home will fall in value over time. Property in Spain is often referred to as resale or new build. So, what are the advantages of buying off-plan in Spain?
Buying off-plan in Spain is a relatively smooth process, but there are a few differences to the standard buying process. For those still undecided between a resale and a new-build property in Spain, there are plenty of advantages over resale properties:.
Purchasing a property in Spain is no simple process. There is much to be considered, and many areas such as legal and financial regulations where it is important to consult the services of trusted professional experts. The right information at the beginning of your process will set you on the right path to successfully and safely purchasing property in Spain, and will ensure you have the right expertise by your side on every step on the journey. So, we recommend getting in touch with an estate agent, lawyer, currency specialist and independent financial adviser at an early stage.
Our team can help you find the right experts for you. Engage the services of an independent, English-speaking solicitor who is a specialist in property law as soon as you decide to buy, and make sure to include their fees when budgeting for your purchase.
We can introduce you to a trusted lawyer who have successfully and efficiently dealt with hundreds of our readers in the past. Get introduced to a laywer today.
Some estate agents may suggest that you can save the money on a lawyer, as the notary will check that everything is above board.
However, the notary is simply checking that the legal processes are followed; they will not be protecting your interests. In the long run, it is certainly worth spending the money for a lawyer.
Among their checks will be that the seller is the legal owner, that there are no outstanding debts or mortgage on the property, that the property complies with planning and building regulations, and if any major construction is due in the area. Your lawyer will also help you to make a Spanish will. They will help you assess the implications and differences between inheritance laws in your region of Spain, compared to your home country. It is important that whoever you work with is independent of the developer and agent and working for you alone.
Once the sale has gone through, you can retain the services of your independent solicitor for any further advice. For example, your lawyer can help will any plans you have to open a business or become self-employed in Spain, if you want to change your will, or if you need advice on residency or permits. Learn more about legal matters when living in Spain. Your lawyer will engage the services of a notary Notario.
The solicitor will be employed by you alone to protect your interests, while a notary, also legally trained, is employed by the government and therefore does not officially act for either side of the transaction. The role of a notary is to oversee and rubber-stamp the paperwork in a property transaction, check all necessary taxes are paid and register the property with the Spanish Land Registry.
Your independent solicitor will ensure your contract and property are exactly how you — their client — want them, and that you are protected from any charges left over from the previous owner s , such as mortgage costs, estate or municipal taxes, and any other claims. That person was the gestor.
They should not replace your lawyer, however. The right estate agent will ensure the success of your property purchase in Spain. A bad one can cost you time, money, hassle and heartbreak. Contact them with a brief early on and see how long it takes them to reply and whether the information they send is relevant to your requirements.
However, a good estate agent will have helped hundreds of clients and might just have a wildcard property that surprises you. So it is important to build a rapport and to be honest. Additionally, they should be able to advise you on the wider location and flag up any particular highlights that you may appreciate. Over the years of helping people buy homes in Spain, we have partnered with a number of reliable estate agents.
Get in touch with our team for a recommendation. Not only do they offer guidance through the purchase process, which usually is a bit of an unknown to foreigners, they are also geared up to assist new owners with anything they need once they have the keys to their property. During the purchase process, first-rate agents will be transparent about pricing and help clients to agree a fair purchase price with the vendor.
Usually, this can all be done during a viewing trip before a client returns to the UK, safe in the knowledge that everything is in place for their sale to proceed towards completion in their absence. The exchange rate is constantly changing, not just day to day but by the minute. Every single transfer you make to pay for your property — whether a deposit, estate agent fees, or lump sum for the final purchase — has the potential to cost you more than it should, driving up the cost of your property.
In the time between putting in an offer and actually paying, the price will be fixed in euros but constantly changing in pounds. A currency company that specialises in high-value transactions such as properties can solve these kinds of problems.
We encourage you to use our partner, Smart Currency Exchange. With a forward contract, you can fix the same exchange rate for a year without any further fees.
An independent financial adviser IFA can help you set a budget , organise your finances and reduce your costs when buying property in Spain.
Our partner can help with all financial issues, from pensions including QROPS and taxation to wills — simply contact our team to find out more. If you are not paying in cash, you might also need to contact a mortgage adviser. They can also help with life insurance. For more information, read our guide on financing a property purchase in Spain. We have lots of Spanish property finance guides to help you put together a budget and get to grips with all the costs.
These include legal fees, taxes, the cost of the notary , disbursements and the cost of transferring your money over to Spain. When relocating permanently to Spain, you will need to be aware of any tax implications based on residential status.
There are also HMRC regulations that may be affected by your emigration. As well as taxes on selling your UK home or purchasing your Spanish homes, and inheritance tax. Speak to an independent financial adviser , who can help you navigate through the jargon and ensure all your taxes are considered. Learn more about tax planning when buying property in Spain. If you have the ready cash to buy in Spain, maybe in savings, from selling a property or an inheritance, buying will be straightforward.
Firstly, go through your assets. Savings, investments you can cash in, pension drawdown, maybe there are items cluttering up the house you could happily swap for a home in Spain! Putting these together, work out the total amount of money you have available to hand. Speak to an estate agent , independent financial advisor , bank or other lender to go through your options. Booking a viewing trip to Spain will allow you to explore your chosen corner of the country and get a true feeling about the area — and indeed the properties available.
Ideally, you want to spend about 4—7 days on a viewing trip to Spain. Take some time to explore the area, speak to the locals, visit the shops and check out attractions. This will also be a slower time for estate agents and vendors as well, meaning you should get more attention and may be able to negotiate a lower price. Rather than booking into a hotel on your trip, why not rent a property in the area and get an idea of what the prospective town is actually like? Having to go out and get groceries will allow you to navigate the area, and give you an idea of the accessibility of shops and amenities as well as the cost of every item.
You can also get an idea of the noise levels — if there is a nightclub next door that opens at 11pm, or if there is a flight path overhead. They should take you around the properties, and use this time to answer any queries and concerns and any other areas you are not quite sure about.
If you are seeing several properties a day for a few days, it can be really difficult to remember all the details about each one, so we have put together a downloadable property analysis worksheet for you to use.
This allows you to rate every aspect of the property, from its general appearance to its location and access to local amenities, for easy comparison.
Call a member of the resource team on to receive your copy. Sometimes it can be a good idea to take multiple viewing trips to Spain — with the first one being merely a leisure trip to explore the area without actually contacting any agents and arranging viewings.
You could then take a second trip once you have decided on areas, and spend this one viewing properties with your selected agent. In effect, it is your financial identity in Spain. There are three different tax numbers in Spain, with NIE being one of them. You will need this to perform any legal or commercial business, including buying a property. A NIE number is made up of nine digits, the first and last are letters. It is used by the Spanish tax authorities to calculate tax owed.
As already mentioned you must have one to buy property, but there are many other situations which require an NIE number: buying a mobile phone contract, ordering online, paying a deposit on goods, installing a fixed phone, electricity and gas contracts, water contract, national health cover , mortgage application, vehicle purchase, the list goes on.
Without it, you cannot function properly in Spain even when you use cash. If you come from the European Union EU , you should apply when you have been resident in Spain for three months.